FAQs for Our Services

Q: What is credit restoration?

A: Credit restoration is the process of identifying and disputing inaccuracies, errors, or outdated information on your credit report to improve your credit score and overall financial health.

Q: How long does credit restoration take?

A: The timeline varies depending on the complexity of your credit issues, but most clients start seeing results within 30-90 days. Full restoration can take several months.

Q: Is credit restoration legal?

A: Absolutely! Credit restoration is a legal process protected under the Fair Credit Reporting Act (FCRA). We work within the law to help you achieve accurate and fair credit reporting.

Q: What is business credit restoration?

A: Business credit restoration focuses on improving your business’s credit profile by addressing inaccuracies, outdated information, or negative marks on your business credit reports with agencies like Dun & Bradstreet, Experian Business, and Equifax Business.

Q: Can I restore my business credit on my own?

A: Yes, but it can be time-consuming and complex. Our experts have the knowledge and experience to navigate the process efficiently and effectively.

Q: How does strong business credit benefit my company?

A: Strong business credit can help you secure better loan terms, lower interest rates, and improved vendor relationships, giving your business a competitive edge.

Q: What are tradelines?

A: Tradelines are credit accounts that appear on your credit report. By adding seasoned tradelines (authorized-user accounts with excellent payment history), you can improve your credit utilization and boost your score.

Q: How quickly will I see results?

A: Many clients see an improvement in their credit score within 30 days, but results may vary depending on your credit profile.

Q: Is using tradelines legal?

A: Yes, adding authorized-user tradelines is a legal and common practice to help improve credit scores.

Q: What is credit monitoring?

A: Credit monitoring is a service that tracks changes to your credit report, such as new accounts, inquiries, or potential fraud, and alerts you in real time.

Q: Why do I need credit monitoring?

A: Credit monitoring helps you stay informed about your credit health, detect identity theft early, and take action to protect your financial future.

Q: How often will I receive updates?

A: You’ll receive real-time alerts whenever there’s a significant change to your credit report, and you can access your credit score and report 24/7 through our platform.

Q: What does your tax preparation service include?

A: Our tax preparation service includes reviewing your financial documents, identifying deductions and credits, and accurately filing your federal and state tax returns.

Q: Do you handle tax preparation for businesses?

A: Yes! We provide tax preparation services for individuals, small businesses, freelancers, and more.

Q: How can I prepare for my tax appointment?

A: Bring all relevant documents, such as W-2s, 1099s, receipts, and any other financial records. The more organized you are, the smoother the process will be.